Medicare Part A (Hospital Insurance)
Part A covers inpatient hospital stays, care in a skilled nursing facility, hospice care, and some home health care.
Medicare Part B (Medical Insurance)
Part B covers certain doctors' services, outpatient care, medical supplies, and preventive services.
Original Medicare includes Medicare Part A (Hospital Insurance) and Medicare Part B (Medical Insurance). You pay for services as you get them. When you get services, you’ll pay a deductible at the start of each year, and you usually pay 20% of the cost of the Medicare-approved service, called coinsurance.
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You can enroll in Medicare during your Initial Enrollment Period (IEP), which is the seven-month period that begins three months before the month of your 65th birthday and ends three months after the month of your 65th birthday.
There are four parts of Medicare: Part A (hospital insurance), Part B (medical insurance), Part C (Medicare Advantage), and Part D (prescription drug coverage).
Yes, you can change your Medicare plan during the Annual Enrollment Period (AEP), which is from October 15th to December 7th each year. You can also change your plan outside of AEP if you qualify for a Special Enrollment Period (SEP).