Terms and Conditions

Last updated: 12/05/2025

Welcome to our website. By using this site or submitting your contact information, you agree to the following Terms and Conditions. This version focuses primarily on compliance with FCC communication rules related to phone calls and text messaging.

This website allows potential and current clients to learn about our insurance services and to provide contact information voluntarily. By using the site, you agree not to misuse it or submit false information.

We communicate with clients and potential clients by phone, email, and text message. We strictly follow FCC (Federal Communications Commission) rules regarding consumer communications.

By providing your phone number on our website, in person, or through any communication with our agency, you consent to receiving:

• Phone calls related to your inquiry or insurance services
• Text messages related to quotes, appointments, reminders, required information, or policy updates
• Follow-up messages for legitimate business purposes

We do not:

• Use autodialers for marketing
• Send prerecorded voice messages without permission
• Send marketing text messages without express written consent

Any automated messages we send (if used, such as appointment reminders) are strictly informational and permitted under FCC rules.

You may opt out of text messaging at any time by replying STOP. You may also request removal from phone or email communication by contacting us directly.

Opting out will not affect your ability to work with our agency or receive insurance services.

Message frequency varies depending on your interaction with our agency. Standard messaging and data rates may apply based on your mobile provider.

You agree that any information you submit is accurate and voluntarily given. Submitting incorrect or incomplete information may affect the services we can provide.

Any contact information you provide is used solely for legitimate business communication. We do not sell or share your information with third parties for marketing.

The information on this site is for general purposes and may change over time. We are not responsible for errors, omissions, downtime, or actions taken based on website content.

We may update these Terms and Conditions at any time. Updates will be posted on this page with a revised date.

These Terms are governed by the laws of the State of Oregon.

If you have questions about these Terms or our communication practices, please contact us:

Mel B's Medicare and Insurance Solutions Inc.

 541-968-3404

 1035 Ivy Street Junction City, Oregon 97448